Sonoma Logo
Phone: (707) 527-6216     Fax: (707) 527-6835
 
Security Information
Forgot My Password?
Online Enrollment Form
   
 

Loan Rates & Terms

 
 

Rates Effective May 11, 2018. Rates subject to change without notice. Loan rates include a .25% reduction with Auto Pay.

Loan Type Term APR*
New Vehicles 36 Months CALL FOR CURRENT RATES
  48 Months CALL FOR CURRENT RATES
  60 Months CALL FOR CURRENT RATES
  72 Months CALL FOR CURRENT RATES
  84 Months CALL FOR CURRENT RATES
Used Vehicles
No Make or Age Restrictions
36 Months CALL FOR CURRENT RATES
48 Months CALL FOR CURRENT RATES
60 Months CALL FOR CURRENT RATES
72 Months CALL FOR CURRENT RATES
Older Auto Up To ANY AGE 60 Months CALL FOR CURRENT RATES Above Used Auto Rates
Vintage Auto 60 Months CALL FOR CURRENT RATES Above Used Auto Rates
New & Used Boats, RVs, &
Travel Trailers

Up To 10 Years Old
36 Months CALL FOR CURRENT RATES
48 Months CALL FOR CURRENT RATES
60 Months CALL FOR CURRENT RATES
84 Months CALL FOR CURRENT RATES
120 Months CALL FOR CURRENT RATES
Quick Qualifier 2nd Mortgage
48 Months CALL FOR CURRENT RATES
60 Months CALL FOR CURRENT RATES
72 Months CALL FOR CURRENT RATES
84 Months CALL FOR CURRENT RATES
Home Equity Line of Credit
   
Traditional HELOC    
Loan to value up to 50% 15 Years CALL FOR CURRENT RATES
Loan to value up to 60% 15 Years CALL FOR CURRENT RATES
Loan to value up to 70% 15 Years CALL FOR CURRENT RATES
Home Equity Loans
   
Loan to value up to 50% 5 Years CALL FOR CURRENT RATES
Loan to value up to 60% 5 Years CALL FOR CURRENT RATES
Loan to value up to 70% 5 Years CALL FOR CURRENT RATES
Loan to value up to 50% 10 Years CALL FOR CURRENT RATES
Loan to value up to 60% 10 Years CALL FOR CURRENT RATES
Loan to value up to 70% 10 Years CALL FOR CURRENT RATES
Loan to value up to 50% 15 Years CALL FOR CURRENT RATES
Loan to value up to 60% 15 Years CALL FOR CURRENT RATES
Loan to value up to 70% 15 Years CALL FOR CURRENT RATES
Motorcycles
Up To 10 Years Old
36 Months CALL FOR CURRENT RATES
48 Months CALL FOR CURRENT RATES
60 Months CALL FOR CURRENT RATES
Signature w/Incidental Deed
Of Trust
Up To $25,000
60 Months CALL FOR CURRENT RATES
Signature Loan
Up To $5,000
12 Months CALL FOR CURRENT RATES
18 Months CALL FOR CURRENT RATES
24 Months CALL FOR CURRENT RATES
36 Months CALL FOR CURRENT RATES
Share Secured Loans Up To 120 Months CALL FOR CURRENT RATES
Certificate Secured Loans Up To 120 Maturity CALL FOR CURRENT RATES
Double Your Money
1/2 Share Secured & 1/2 Signature,
Up To $20,000
Up To 60 Months CALL FOR CURRENT RATES

  *  APR is the Annual Percentage Rate.
** Merit-Based Lending - Lowest Rates for all loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's individual credit score. These quoted rates are subject to change. Experian FICO scores below 600 cannot be considered for a loan without exception and management or board approval.

 
 
Auto Buying & Research Tools
     
  AutoSMART
  Autoland’s Avocar
Helpful Tools
  Kelley Blue Book
  CARFAX
  Annual Credit Report
  Loan Payment Calculators
  Apply For A Loan
 
Lost/Stolen VISA Debit Card:
Business Hours: (707) 527-6216
Non-Business Hours: USA: 1-888-241-2510
  Collect: 1-909-941-1398
This credit union is federally insured by the
National Credit Union Administration.
 
NCUA Equal Housing Lender
 
  Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 707-527-6216 for assistance. Products and services available on this website are available at our office located at 1194 Montgomery Drive, Santa Rosa, CA 95405.