Experience the credit union difference! While other financial institutions offer a confusing array of multiple checking accounts with varying fees, interest rates and minimum balance requirements, Sonoma FCU offers two full-service checking accounts. Even better, checking accounts with average monthly balances of $1,000 or more earn dividends on the total balance!

Free Checking With $100 Minimum Balance:

• $5 monthly fee for accounts with minimum balances of less than $100. Members maintaining a minimum balance of $100 in their checking accounts or $1,000 in Sonoma FCU savings accounts do not pay a monthly fee.
• Dividends paid on average monthly account balances of $1,000 or more.
• Free overdraft protection when linked to a SFCU savings account (six transfers per month).
• No per-check fees
• Free Direct Deposit
• Online Banking
• Free Bill Payment
• ATM/VISA Check Card
• STATLine - Take care of your financial affairs when its convenient for you by using Sonoma FCU's 24-hour telephone service.
• Reorder Checks Electronically
  (For security reasons, you will need the pre-printed reorder form re-order your checks electronically)
  

Go Green checking with no minimum balance.

• No minimum balance fee
• Free overdraft protection when linked to a SFCU Savings Account (six transfers per month)
• Unlimited ATM transactions at all ATMs displaying "The Co-op" logo.**
• Requires direct deposit
• Requires e-statements
• Requires online banking
• Requires Visa debit card
• Free bill payment services (optional)
• STATLine - takes care of your financial affairs when its convenient for you by using Sonoma FCU's 24-hour telephone service.

To Open A Checking Account
Sonoma FCU members may mail an initial opening deposit of $100 or more to the credit union. Be sure to include a note that the money is for a new checking account.

If you would like to open a checking account but do not know if you are eligible to join Sonoma FCU, review our eligibility requirements in the Who Can Join section on this web site. If you are eligible and wish to join complete the on-line Sonoma FCU application and signature card and send it to us today.

** other financial institutions may charge ATM fees for using their ATMs. $1.00 fee for ATM transactions outside of the Co-op Network.