Share Dividend Rates (effective 01/09/12)  
 
NCUA: Deposits Federally Insured to $250,000SAFETY
Deposits Federally Insured to $250,000
Your deposits are insured by the National Credit Union Administration, which is backed by the full faith and credit of the United States Government.  This federal deposit insurance fund is equivalent to the FDIC (Federal Deposit Insurance Corporation).
Click here to learn more (pdf)

 This Rate Schedule states rates applicable to specified accounts and fees common to all accounts. This schedule is incorporated as a part of member account agreement with Healthcare Federal Credit Union.

 
Regular and IRA Share Accounts All Types
  Balance of  
$100

Balance of
$10,000

 Balance of  
$25,000		 Balance of
$50,000		 Balance of
$100,000
  Rate APY* Rate APY* Rate APY* Rate APY* Rate APY*
  .05% .05% .05% .05% .05% .05% .05% .05% .05% .05%

 
Checking Accounts    
 

Balance of
$1,000

Balance of
$10,000

Balance of
$50,000
  Rate APY* Rate APY* Rate APY*
  .05% .05% .05% .05% .05% .05%

 
Money Market
  Balance of
$1,000		 Balance of
$2,500		 Balance of
$5,000		 Balance of
$10,000		 Balance of
$25,000		 Balance of
$50,000		 Balance of
$100,000
  Rate APY* Rate APY* Rate APY* Rate APY* Rate APY* Rate APY* Rate APY*
  .05% .05% .05% .05% .05% .05% .05% .05% .10% .10% .15% .15% .20% .20%
Premium Money Market Savings: .05% .05% .05% .05% .10% .10% .15% .15%

 
Regular Certificate and Individual Retirement Accounts
  Minimum
Balance of
 $1,000		 Minimum
Balance of
$10,000		 Minimum
Balance of
$25,000		 Minimum
Balance of
$50,000		 Minimum
Balance of
$100,000
 
Term Rate APY* Rate APY* Rate APY* Rate APY* Rate APY*
3 Months .05% .05% .05% .05% .05% .05% .05% .05% .05% .05%
6 Months .05% .05% .05% .05% .05% .05% .05% .05% .05% .05%
9 Months .05% .05% .05% .05% .05% .05% .05% .05% .05% .05%
1 Year .10% .10% .10% .10% .10% .10% .10% .10% .10% .10%
18 Months .15% .15% .15% .15% .15% .15% .15% .15% .15% .15%
2 Years .25% .25% .25% .25% .25% .25% .25% .25% .25% .25%
30 Months .30% .30% .30% .30% .30% .30% .30% .30% .30% .30%
3 Years .35% .35% .35% .35% .35% .35% .35% .35% .35% .35%
4 Years .50% .50% .50% .50% .50% .50% .50% .50% .50% .50%
5 Years .75% .75% .75% .75% .75% .75% .75% .75% .75% .75%
*APY = Annual Percentage Yield
Rates and terms are subject to change without notice.
(effective 01/09/12)
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