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Certificate/Share Secured Loans
This loan allows you to have the best of both earning high dividends on your funds while borrowing against them at a discounted rate. The interest rate on the loan is calculated at 3% above the rate your are earning on your Shares or Certificate at Sonoma Federal Credit Union. Repay your loan by payroll deduction or, automatic transfer from your Sonoma FCU account. Life and Disability Insurance is also available at affordable rates. The insurance premium is added to your loan payment.

We make it easy to apply for a loan:

  • Apply Here
  • Visit our office at 1126 Montgomery Drive, Santa Rosa (across the street from Santa Rosa Memorial Hospital).
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