There are some significant advantages to using your home equity verses traditional loans.

• Tax advantages. In most cases the interest you pay on equity loans up to $100,000 would be 100% tax deductible. Check with your tax advisor to determine exactly how the deductibility rules affect you.
• Lower rates. You can also expect much lower interest rates than you would pay on a personal loan or using credit cards.

1st Mortgages
Sonoma Federal Credit Union now offers first mortgages to our members. If you are looking to purchase a new home or refinance your current first and/or second mortgage, HFCU can help with a loan that’s right for you!

It’s this simple:

• Call and ask us about our low rates on a full range of mortgage loans up to $2,000,000, depending on the home’s value.
• Apply by phone – simply give us a call with some basic financial information and we can have you approved in no time! We’ll need the following information from you and we can do the rest:
  • Social Security Number
  • Monthly Income
  • Bank, investment and retirement account balances.
• Get a free pre-qualification and good faith estimate of costs – find out what you can afford with no cost and no obligation
• Apply Here .

Whatever your needs are, we have the perfect loan for you..
To apply for one of these exceptional loans, please give us a call or stop by our office at 1126 Montgomery Drive in Santa Rosa or Call us today at 707-527-6216!